Products and Services


CRIF, the end-to-end knowledge company

Digital Platform, Information, Transformation Services, Outsourcing & Processing, Credit Reporting Agency Services, and Personal Solutions.

Business Information

Credit & Risk Management

Domestic Business Intelligence

CRIF provides highly flexible solutions, with varying degrees of depth and complexity, which allow you to manage business risk, with data that assess the riskiness of a particular company and data that allow you to identify potential local partners, customers or suppliers.

International Business Intelligence

CRIF provides highly flexible solutions, with varying degrees of depth and complexity, which allow you to manage business risk, with data that assess the riskiness of a particular company and data that allow you to identify potential overseas partners, customers or suppliers.

Credit Risk Solution

Enterprises Risk management is implemented according to internal and external requirements. Risk management becomes more complex when its role is increasingly important.

Supplier Risk Management Solution

The selection phase and a proper supplier management plays, today, a key role in the optimization of all supply chain processes.

Monitoring Solution

CRIF's monitoring services assist you to keep track on your target companies’ profiles, enabling timely identification on the opportunities or threats behind their positive and negative changes.

Sales & Marketing Solution

Sales & Marketing Solution

To be competitive, companies need to know the target market and explore new business opportunities. The key elements to a winning strategy are: being able to segment their customer base and identify the richest areas of opportunity in which to concentrate its business activities.

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Analytics & Decisioning

Management Consulting

Risk Management & Predictive Analytics

CRIF's predictive analytics tools and software generate hundreds of millions of score calculations and risk decisions every year around the world.

Credit Bureau Scoring Systems

If you are a credit bureau or data/information provider, find out how we can help you introduce to your market an analytic, objective and easy-to-implement solution for your customers to make better, faster decisions.

Risk & Regulatory Advisory

Credit risk management experts who provide advisory services for governance, risk assessment and management, compliance within the context of the risk appetite framework.

Process & Strategy Optimization

Putting our knowledge into practice by helping our customers analyze and improve the efficiency and effectiveness of business operations and strategies in every phase of the credit lifecycle, from engagement and origination to customer management and debt collection.


Marketing and benchmarking solutions help our customers attract, retain and grow their customer base by leveraging data and applying predictive analytics.

Advanced & Big Data Analytics

CRIF Big Data Analytics is an international knowledge center supported by a Data Management Factory in Pune, India. The platform (also available to clients) is characterized by high scalability and state-of-the-art technology in data crunching and machine learning. Leveraging on data science, business and data protection skills, CRIF is able to maximize the value of data, at the same time ensuring innovation and full compliance with personal data protection and security standards.

CRIF Credit Management Platform

Platform for Lenders

The complete software platform covering the end-to-end credit value chain with built-in best practice for effective credit and risk management.

Credit Management Platform: Packaged Modules

Governance & Reporting

Achieve strategic goals, optimize decision-making and overall performance with the Governance & Reporting module of the CRIF Credit Management Platform.


Excel at targeting the right customers and bringing on new business with the Engagement module of the CRIF Credit Management Platform.


Streamline account opening and loan origination processes end-to-end with the Origination module of the CRIF Credit Management Platform.

Customer Portfolio Management

Stay on top of portfolio risks and customer opportunities with the Customer Portfolio Management module of the CRIF Credit Management Platform.

CLever: Debt Collection & Recovery

CLever provides complete and streamlined management of the collection process, from early collection through late collection and recovery.

Rating Assignment

Apply best-in-breed techniques to automatically assign ratings to credit exposures across the credit value chain with the Rating Assignment module of the CRIF Credit Management Platform.

CRIF Data Model

The complete data management solution for credit risk information across your enterprise.

Credit Policy

Manage credit risk authorization and delegation for your whole enterprise and at each decision-making point across the end-to-end credit lifecycle.

Advisory Expert System

The sales & relationship managers’ tool for complete, low-effort business risk evaluation.

Price Optimization

Determines the optimum pricing to achieve the right balance of competitivity with default risk.

Configurable Products

StrategyOne: Decision Management

CRIF’s business user-friendly decision management solution for automating decisions that leverage data & analytics.

CreditFlow: Process Management

End-to-end, configurable and agile credit process management with CreditFlow Business Process Management (BPM) from CRIF.

IT Services

IT Management Outsourcing

Leverage the experience of the team at CRIF for IT Managed Services, Software Development, IT Operations and IT management outsourcing.

Solution Training

Training services and change management for the software solutions that CRIF provides to our customers. Find out more about CRIF's training program today.

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Insurance Services

Insurance Bureau Services

Supporting decision makers with a complete range of information services and solutions for risk management and fraud prevention.

Insurance Fraud Solutions

Detect suspicious connections and fraud networks, protecting your business

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Digital Solutions

Digital Solutions

CRIF.Digital offers solutions that allow your company to enhance and speed up digital transformation, improve the online customer experience and give a new boost to business growth.

Digital ESG Platform

Synesgy enables companies to collect and manage sustainability information through an ESG self-assessment, complete with evaluation, benchmarks, and guidance on the development plan to be undertaken.

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